The U.S. Department of Agriculture offers a variety of programs to help individuals living in small towns or rural areas achieve homeownership. USDA Loans are designed to help moderate income families achieve the dream of HomeOwnership

Benefits

• Minimal closing cost
• Zero down payment of most programs
• 6% seller contribrutions allowed 

RHS loans can be used toward the purchase of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes.  The program does have income limits as well as geographical property restrictions. 

To find out if your income and property qualify for a USDA Loan click here  RHS Loan